Long-Term Investment Strategies

Step 1: Identify Client Objectives

We realize that while financial security is the main objective for most clients, each has their own specific set of needs based on their current life stage and their goals. It’s based on retirement income needs, tolerance for market volatility, and the desire to leave an estate, among many other requirements.

Schedule a 10-minute demo to see how we can help you identify your investments needs

Step 2: Design The Portfolio Blueprint

This is determining proper asset allocation. We analyze the global allocation of publicly owned investable assets. With the information we gather, we create portfolios designed to fit your needs and specific objectives.

We review these allocations on a regular basis and only make changes when we believe we can capitalize for your benefit. Daily events and sensationalist headlines never influence our decisions to make allocation changes. Instead, changes are made strategically with financially-backed research and analysis.

Step 3: Diversify The Right Amount

The problem with portfolio diversification is that you can overdo it and under do it. Over-diversification is not strategically-based, leaving gaps and redundancies in your portfolio. However, with under-diversification, you run the risk of putting all your eggs in one basket only to find out that your basket is taken from you.

Therefore, we constantly work to ensure you always have a well-diversified portfolio, including ownership of large and small companies from all significant industries and market segments around the world. We also include a diversified group of holdings such as government and corporate bonds.

Step 4: Selecting The Targeted Investment Funds

Once the strategy is set and the allocation process is complete, we then select investment funds. However, these funds must align with the strategy and must create portfolios that represent our target allocations. These funds generally also have three essential characteristics:

1. Low cost
2. Low turnover
3. Good stewards of past investments

It’s important to remember that there will always be some kind of risk, even with proper diversification.  However, by using funds with different styles and approaches we can manage and mitigate risk to a certain extent. After your portfolio has been built, we will monitor it closely and rebalance as necessary to stay on target. With ongoing and efficient investment management that builds wealth, you can feel confident in your financial future. Now, not only will you be building wealth, but you’ll be building your income for your dream retirement.