Under Social Security, spousal benefits present an important source of income for many of your clients. But there are several important factors and issues that must be considered. Determinations regarding available benefits and timing can be difficult.
To help make the analysis easier, we have created the “Am I Eligible for Social Security Benefits as a Spouse?” flowchart.
It answers the question by looking at these common issues:
- Eligibility and age considerations
- Spouse vs. ex-spouse implications
- Impact of a remarriage
- Impact of having children
- Timing and amount of benefits available